Jiinue Credit Company Sales and Credit Intern job in Kenya

Position title: Sales and Credit Intern
Reports to: Financial Services Officer
Department: Economic Empowerment
County: Nairobi

Background: I Choose Life – Africa (ICL) is one of the leading Non-Governmental Organizations that has contributed greatly to Sexual Reproductive Health efforts among the youth in Kenya today.
The organization works closely with the government, universities, communities and has programs in over 210 institutions (tertiary institutions and high schools) across 16 Counties in Kenya and reaches
over 1 million youth annually with behavior change communication messages.

Jiinue Credit Company Limited (JCCL) was established in 2012 by I Choose Life – Africa and seeks to contribute to economically empowering communities.

JCCL offers microcredit short term loans at affordable rates, to salaried individuals and self-development groups such as Chamas, women groups, youth groups, MARPs among others.
Our objective is to increase entrepreneurship resulting in business startup, job and wealth creation.
Our goal is contribute to the reduction of poverty, empowering individuals economically and improve the quality of life of the beneficiaries.

Vision & Mission: The Vision on JCCL is Improved livelihoods! While its mission is “to improve the quality of life through increased financial access and savings in a friendly and professional manner.

Job Purpose: Effective administrative management of the credit facilities in compliance with the JCCL’s operation policies and procedures
In addition, support counties in the actualization of their county strategic plans aligned to Vision 2030

Key Responsibilities

1. Sales and Marketing
Maintain and enhance growth of client portfolio
Identify new clients and business opportunities
Business promotion
Drive sales and profitability while remaining competitive with others in the market.
2. Customers Management
Responsible for ensuring that clients are handled in a professional manner, the information provided is correct and clients are correctly referred.
Client relationship management for loan accounts
Communicate to customers on loan status and repayment
Handle customer issues and take appropriate action to resolve them.
3. Loan Administration
Evaluation of loan applications, with reference to risk factors:
Financial analysis
Financial structuring
Loan evaluation and assessment
Collateral
Ensure all applicable documentation for loan applications are received from sales.
Responsible to ensure that documents for entry are completed correctly with the required authorization and signatures.
Responsible for preparing reports and loan statements
Ensures that monthly returns/reports are submitted to Finance department
Responsible for ensuring that difference between source documents and the system are corrected and that lists are filed correctly
Responsible to ensure that costs are recovered in accordance with the prescribed guidelines.
Review loan agreements to ensure that they are complete and accurate according to policy.
Compute payment schedules.
4. Loans Monitoring, Evaluation & Control
Monitor loans disbursement verses repayment
Monitor cash reserves and investments
Prepare income statements
Maintain finance records
Prepare financial reports and present to the financial services manager.
5. Administration
Custodian for Jiinue organizational documents
Administration of Agreements with other organizations
Filling of documents and providing reports for weekly repayments.
Custodian of stationeries
Procurement and Supply of marketing materials to regional offices
6. Any other duties and responsibilities in line with loan and finance management

Education and Training

• Diploma in cooperative management will be added advantage
• Professional qualifications in ACCA or CPA part II
• Experience, Skills and Abilities
• Minimum 1 years hands on experience in cooperative management.
• Good working knowledge of the current Kenya tax Law and practices;
• Excellent computer skills and competency in Word, Excel and PowerPoint;
• Excellent organizational skills and ability to determine priorities and meet multiple deadlines;
• Detail-oriented with good multi-tasking abilities and communication skills, both oral and written;

How to Apply
Please send your curriculum vitae and cover letter stating the expected salary to hr@ichooselife.or.ke by 21st July 2015Jiinue Credit company Limited is an equal employer