Standard Chartered Bank Credit Manager Job Vacancies in Kenya

Credit Manager Jobs in Kenya

Job holder’s role will be to offer support to Senior Manager, Policy & Portfolio BC, Africa in building a robust Risk Management Framework and Policies for Business Clients, Africa.

To uphold the integrity for the Group’s risk/return decisions and in particular for ensuring that credit risks arising from Business Clients are properly assessed, that risk/return decisions are made transparently on the basis of the proper assessment, and are controlled in accordance with the Group’s standards and its Risk Appetite.

To ensure the Risk Management Framework and policies are effectively communicated and implemented across the Function and for administering related governance and reporting processes

To exercise credit risk approval authority in the Business Clients business
Credit Manager Job Responsibilities

Strategy

Support to build and implement governance structure around Business Clients in Africa including Policy, Processes and Country structures.

Business
Support Review of all Business Clients Policy documents including Credit Approval Documents CAD, CCPMs and CRDs in Africa Market before onward transmission to Senior BC Policy Manager
Support Integration of Group Credit Policy/Standards with Business Clients strategy/plan and ensuring appropriate credit culture/training and adherence to Group Credit policy/standards in the Africa Countries
Assist to ensure proper functioning of day-to-day controls, periodic monitoring activities and timely resolution of risk issues across the cluster, continuously improving them.
Own compliance to Group Policies for Business Clients

Processes
Review credit processes for efficiency and robustness; focus on timely customer conversion/turnaround while maintaining appropriate risk and controls
Continuously improve the operational efficiency and effectiveness of risk management processes

People and Talent
Uphold and reinforce the independence of the Function from those whose primary responsibility is to
maximise short-term revenues and profits
Lead through example and build the appropriate culture and values within the Function and across the wider organisation

Risk Management

• Ensure compliance to Group Policies for Business Clients segments, assist in timely execution of gap analyses and obtaining dispensations where required.
• Assist in implementation of an effective quality assurance framework across all Business Clients
• Assist to ensure robust Stress Account Management (SAMs) & ASTAR processes are in place within the Africa markets
• Assist to design, maintain and effectively communicate risk control parameters across the Business Clients business, including policies, control standards, risk exposure limits and other control levers in order to maintain the business’s risk profile in line with the Group’s risk appetite
• Maintain a good understanding of the requirements of key external stakeholders in respect of credit risk management and ensure these are well understood internally and reflected in internal procedures
• Direct appropriate response to material events or other risk issues that come to the role holder’s attention
• Ensure that material risk exposures and related issues are reported to the responsible governance committees
• Ensure timely reporting of related portfolio information to Senior BC Policy Manager

Qualifications For Credit Manager Jobs In Kenya

Market Knowledge

Substantial experience at the highest level in the banking industry, including demonstrated success in a similar role

Business Strategy and Model
Sharp business acumen (including ability to assess risk and appropriate levels of return), strong leadership qualities, excellent interpersonal skills and multi-cultural awareness and sensitivity

Risk Management and Control
Demonstrated track record in successful management and ability to manage risk in geographically dispersed and highly varied product base. Expertise in process design and control

Regulatory Framework and Requirements
Awareness and understanding of the regulatory framework in which the firm operates, and the regulatory requirements and expectations relevant to the role
Non-technical Skills: Significant relationship management experience – with external stakeholders at the most senior levels, including regulators and rating agencies.

Diversity and Inclusion
Standard Chartered is committed to diversity and inclusion. We believe that a work environment which embraces diversity will enable us to get the best out of the broadest spectrum of people to sustain strong business performance and competitive advantage. By building an inclusive culture, each employee can develop a sense of belonging, and have the opportunity to maximise their personal potential.

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