Your role will be to appraise all credit
applications by ensuring only viable applications are recommended for
approval in line with the Lending policy. Among your key objectives will
be;
PRINCIPAL ACCOUNTABILITIES;
? Analysis of credit applications from retail & corporate banking to ensure proper financing structures, product programs, credit policy and other requirements are observed and put in place.
? To ensure effective appraisal of loan proposals in adherence to the Lending policy and in support of
growth of a quality loan book.
? To ensure prompt response on mortgage & credit applications to facilitate decision making by adhering to the set turnaround times for credit analysis.
? Preparation of the Loan approval memo/template to the Credit Approvers for approval and adoption or decline.
? Updating and production of reports for monitoring and control to meet the expected turnaround times.
? To advise the Business Development teams on packaging of credit proposals
? Train Divisional credit & sales staff on credit analysis procedures
? Ensuring compliance with Bank Loan policies and Government regulations with recommendations of any policy reviews to the relevant Bank's approving authority.
? Credit risk analysis of the Banks' credit proposals from various market sectors and presentation to the relevant credit approvers for a decision.
? Researching and preparation of report on key economic indicators, other risk factors affecting bank's lending sectors and presentation of the report to the Early Watch/Alert Committee of the Bank.
? Make recommendations for credit policy review
? Preparation & presentation of departmental management reports, these include credit exceptions report among others.
? Monitoring irregularly overdrawn current accounts and recommending appropriate action.
? Provide timely and clear responses to the various business units as per the agreed SLAs
Monitoring & Controlling: Daily updating of TAT
Monthly reviews of updated TAT
Bi-annual performance management contract review
WORKING RELATIONSHIPS
Internal: Relevant Business & Departmental Heads, Relationship Officers, Managers, BBM’s Legal, Customer Service, Project Risk, Valuation
EXPECTED MINIMUM QUALIFICATION
Education:
A business related degree
Experience: Minimum 2 years in credit related environment (one year in Credit analysis and appraisal)
Technical and General Competencies:
Technical competencies: IT Skills (Basic MS Office) and Financial Analysis
General competencies: Analytical skills
Teamwork
Interpersonal skills
Organised
How to Apply
Click on the link below
http://www.websiterecruitment.com/housing
PRINCIPAL ACCOUNTABILITIES;
? Analysis of credit applications from retail & corporate banking to ensure proper financing structures, product programs, credit policy and other requirements are observed and put in place.
? To ensure effective appraisal of loan proposals in adherence to the Lending policy and in support of
growth of a quality loan book.
? To ensure prompt response on mortgage & credit applications to facilitate decision making by adhering to the set turnaround times for credit analysis.
? Preparation of the Loan approval memo/template to the Credit Approvers for approval and adoption or decline.
? Updating and production of reports for monitoring and control to meet the expected turnaround times.
? To advise the Business Development teams on packaging of credit proposals
? Train Divisional credit & sales staff on credit analysis procedures
? Ensuring compliance with Bank Loan policies and Government regulations with recommendations of any policy reviews to the relevant Bank's approving authority.
? Credit risk analysis of the Banks' credit proposals from various market sectors and presentation to the relevant credit approvers for a decision.
? Researching and preparation of report on key economic indicators, other risk factors affecting bank's lending sectors and presentation of the report to the Early Watch/Alert Committee of the Bank.
? Make recommendations for credit policy review
? Preparation & presentation of departmental management reports, these include credit exceptions report among others.
? Monitoring irregularly overdrawn current accounts and recommending appropriate action.
? Provide timely and clear responses to the various business units as per the agreed SLAs
Monitoring & Controlling: Daily updating of TAT
Monthly reviews of updated TAT
Bi-annual performance management contract review
WORKING RELATIONSHIPS
Internal: Relevant Business & Departmental Heads, Relationship Officers, Managers, BBM’s Legal, Customer Service, Project Risk, Valuation
EXPECTED MINIMUM QUALIFICATION
Education:
A business related degree
Experience: Minimum 2 years in credit related environment (one year in Credit analysis and appraisal)
Technical and General Competencies:
Technical competencies: IT Skills (Basic MS Office) and Financial Analysis
General competencies: Analytical skills
Teamwork
Interpersonal skills
Organised
How to Apply
Click on the link below
http://www.websiterecruitment.com/housing
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