JOB KNOWLEDGE &
EXPERIENCE
• Graduate with 2 year experience in Credit preferably Debt recovery.
• Credit skills
• Good negotiation and communication skills.
• Understands market trends and can interpret impact on the CB portfolio
• Fu
ll knowledge of Consumer Bank Products and those of the competitors
• Good Computer skills with knowledge of the Credit MIS
• Strong analytical skills and attention to detail
• Basic Project management skills
KEY RESPONSIBILITIES
• Manages the day -to-day recoveries maximised by the effective implementation of recoveries strategy.
• Reviews recovery processes to ensure cost effectiveness and also
identifies risk and opportunities to streamline operations, improve
service and minimise losses.
• Works with solicitors throughout the litigation process to ensure optimal collection with minimal legal cost to the bank
• Legal, regulatory, economic and compliance including the following;- Ensure compliance with the Group’s standard and regulatory requirements pertaining to money laundering and KYC;- Participate in and/or support the Bank’s effort to combat money laundering;
- Exercise due care and diligence on matters related to Money laundering
and KYC in the day to day operations, which include account opening and
reviews, transaction monitoring, reporting suspicions, customer
communication, implementing new requirements, updating and revising
operating procedures, acquire relevant knowledge and training, provide
support to superior and subordinates.
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